3 of the most confusing things about points explained
Surprise! Not a post about a credit card (finally) ;)
It’s Maycember, a term I had never heard until this year, but it may be the truest thing I have ever heard.
Yesterday was Max’s dance performance, today was Henry’s comic con at Family Friday, then there’s all the dinners, meetings, end of year celebrations and so much more.
I’ll be in Nashville this weekend for Blue Balloon Songwriting School’s children’s songwriting showcase (my other company!) and then there’s our big annual Blue Balloon showcase at City Winery in NYC in a couple weeks. There is so much that goes into coordinating these events and it’s always such a crazy time!
There was Mother’s Day (must recap that soon - it was perfection to stay at a hotel for 24 hours alone!) and I would rather it not be, but my birthday is in less than two weeks and I just want to sleep!
If you want to wake me up in June, I’d be okay with that!
Solidarity to all who are experiencing Maycember and wishing us all a future of long summer days with no plans.
A note on FOMO
One thing to mention before getting into the points part of this post — and hey how great is it that it isn’t about the 100K card offer?! I literally have PTSD from writing that so many times! SO sorry — but also you’re so welcome because some of you are going to have a lot of points in the next 3 months after you hit your spending requirement and the points hit your account! You can thank me then ;)
If you did miss it and you’re feeling fomo, don’t fret. Fill this form out or message me and I can make a card recommendation for you that will get you a ton of points too. An elevated offer is awesome but that’s not the only time that it’s worth getting a new card. Don’t forget that!
Don’t miss the webinar on Wednesday!
ICYMI - I am co-hosting a webinar next Wednesday 5/21 at 1pm ET (with recording if you can’t make it live). It’s free and there are insane prizes!
The details: I’m really excited to be co-hosting a webinar with Steward, the modern estate planning company built for families, this coming Wednesday.
This is not going to be a fear mongering, gloomy, nerve-wracking talk -- it will be a laid back, approachable Q&A on a topic that can help you live your life without worry.
We’ve added a prize I personally want (though obviously not putting my name in the hat!): a $300 gift certificate to one of my favorite restaurants in the whole city, LILIA in Williamsburg!
All attendees will receive $1,000 off a personalized, comprehensive estate plan from Steward, a recording of the webinar and be entered to win:
a $300 gift certificate to LILIA (dinner for 4!)
Wine & charcuterie package from One Hope Wine
60 minute 1:1 points coaching session with me!
…and more!
For many of us, the options for creating an estate plan have felt limited. We could choose a pricey attorney or use an online impersonal service that can’t handle complexity and nuanced needs.This is why I am so excited about Steward.
Steward provides you with a personal Concierge to take you through your journey and unlimited time with a dedicated attorney to discuss your plan with you. All the while, it costs way less than traditional options because of the technology they’ve built to help along the way.
Hope you'll join (and forward the link to family and friends)!
Register HERE ASAP to grab your spot so you don't miss out on this opportunity.
And bonus, we will get to hang for an hour online!! I can’t wait to see some of your faces :)
3 of the most confusing things about points
Ok here we go, 3 really big confusion points (no pun intended) with all the explanations, examples and in-depth info below the paywall.
Take a guess at these answers first and then check to see if you’re right!
Earning vs. redemption rates
Which is more important — the rate you earn points at or the rate you redeem them at?
Multipliers vs welcome bonuses
Is it better to have one or two cards and focus on which one gets you 3x on restaurants, 4x on groceries (for example) or on a welcome bonus that might earn you a bunch of points after spending a certain amount of money in the first few months?
Paying off a card vs carrying a balance
Is it worth it to carry a balance on a new card in order to get the bounty of points from a welcome bonus — even if it means accruing interest?